| Dossier | This Just In (297) |
| Duration: | 2 ms |
| Configured Range | Unspecified |
| Evaluated Range | (2019 -> 2076] (57 Years) | Forecast Tax Override | AsModeled |
| Primary User | plusauri |
| Growth Outlook | standard |
| Inflation | [ (1900, 3.00%) ] |
| Cost of Capital | [ (1900, 7.50%) ] |
| Person | Event | Age/Year |
|---|---|---|
| Female | Retirement | 65/2049 |
| Female | Death | 92/2076 |
Balances Sheet Items | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Item | Growth Item | Assumption Source | Growth Assumption | Realized Log-Ret | PV Final Year @ 3% | Initial |
2019
(Age:35)
|
2020
(Age:36)
|
2021
(Age:37)
|
2022
(Age:38)
|
2023
(Age:39)
|
2024
(Age:40)
|
2025
(Age:41)
|
2026
(Age:42)
|
2027
(Age:43)
|
2028
(Age:44)
|
2029
(Age:45)
|
2030
(Age:46)
|
2031
(Age:47)
|
2032
(Age:48)
|
2033
(Age:49)
|
2034
(Age:50)
|
2035
(Age:51)
|
2036
(Age:52)
|
2037
(Age:53)
|
2038
(Age:54)
|
2039
(Age:55)
|
2040
(Age:56)
|
2041
(Age:57)
|
2042
(Age:58)
|
2043
(Age:59)
|
2044
(Age:60)
|
2045
(Age:61)
|
2046
(Age:62)
|
2047
(Age:63)
|
2048
(Age:64)
|
2049
(Age:65)
|
2050
(Age:66)
|
2051
(Age:67)
|
2052
(Age:68)
|
2053
(Age:69)
|
2054
(Age:70)
|
2055
(Age:71)
|
2056
(Age:72)
|
2057
(Age:73)
|
2058
(Age:74)
|
2059
(Age:75)
|
2060
(Age:76)
|
2061
(Age:77)
|
2062
(Age:78)
|
2063
(Age:79)
|
2064
(Age:80)
|
2065
(Age:81)
|
2066
(Age:82)
|
2067
(Age:83)
|
2068
(Age:84)
|
2069
(Age:85)
|
2070
(Age:86)
|
2071
(Age:87)
|
2072
(Age:88)
|
2073
(Age:89)
|
2074
(Age:90)
|
2075
(Age:91)
|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Non Financial Assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Crypto | � | 📁 | (μ=2.5%, σ=6%, π=2.32%) | 2.32 % | $1,357 | $2,000 | $2,047 | $2,095 | $2,144 | $2,194 | $2,246 | $2,299 | $2,353 | $2,408 | $2,464 | $2,522 | $2,581 | $2,642 | $2,704 | $2,768 | $2,832 | $2,899 | $2,967 | $3,037 | $3,108 | $3,181 | $3,256 | $3,332 | $3,410 | $3,490 | $3,572 | $3,656 | $3,742 | $3,830 | $3,919 | $4,011 | $4,106 | $4,202 | $4,301 | $4,402 | $4,505 | $4,611 | $4,719 | $4,830 | $4,943 | $5,059 | $5,178 | $5,299 | $5,424 | $5,551 | $5,681 | $5,814 | $5,951 | $6,091 | $6,234 | $6,380 | $6,530 | $6,683 | $6,840 | $7,000 | $7,165 | $7,333 | $7,505 |
| Financial Assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Primary 401K(☂️) : FXAIX | 🇺🇸 📈 | plusauri | (μ=9.215%, σ=16.381%, π=7.874%) | 7.874 % | $752,753 | $47,000 | $59,804 | $73,930 | $89,494 | $106,623 | $125,453 | $146,133 | $168,824 | $193,701 | $220,952 | $250,782 | $283,412 | $319,084 | $358,058 | $400,615 | $447,061 | $499,978 | $557,796 | $619,108 | $687,528 | $762,017 | $843,085 | $930,987 | $1,026,253 | $1,129,477 | $1,241,311 | $1,362,460 | $1,474,073 | $1,594,830 | $1,725,479 | $1,866,831 | $2,019,762 | $2,185,222 | $2,364,237 | $2,557,916 | $2,767,462 | $2,884,897 | $3,003,447 | $3,122,557 | $3,241,583 | $3,359,776 | $3,476,277 | $3,590,098 | $3,700,983 | $3,806,920 | $3,907,565 | $4,001,595 | $4,087,541 | $4,163,775 | $4,228,501 | $4,279,747 | $4,317,484 | $4,339,886 | $4,345,007 | $4,330,798 | $4,295,114 | $4,239,343 | $4,161,944 |
| Primary 401K(☂️) : VTSNX | � | plusauri | (μ=8.362%, σ=20.931%, π=6.171%) | 6.171 % | $292,539 | $23,500 | $33,950 | $45,338 | $57,731 | $71,203 | $85,831 | $101,698 | $118,892 | $137,506 | $157,642 | $179,406 | $202,913 | $228,284 | $255,649 | $285,148 | $316,926 | $353,394 | $392,749 | $433,367 | $478,655 | $527,290 | $579,497 | $635,222 | $694,656 | $758,028 | $825,586 | $897,600 | $954,736 | $1,015,510 | $1,080,153 | $1,148,910 | $1,222,044 | $1,299,834 | $1,382,575 | $1,470,583 | $1,564,194 | $1,603,041 | $1,640,741 | $1,677,011 | $1,711,544 | $1,744,002 | $1,774,012 | $1,801,167 | $1,825,452 | $1,846,003 | $1,862,818 | $1,875,439 | $1,883,378 | $1,886,115 | $1,883,098 | $1,873,743 | $1,858,353 | $1,836,459 | $1,807,587 | $1,771,259 | $1,727,008 | $1,675,806 | $1,617,436 |
| Primary 401K(☂️) : VBTIX | � | plusauri | (μ=5.3%, σ=1%, π=5.295%) | 5.295 % | $179,596 | $7,800 | $17,178 | $27,339 | $38,333 | $50,215 | $63,041 | $76,872 | $91,772 | $107,809 | $125,054 | $143,583 | $163,477 | $184,821 | $207,705 | $232,225 | $258,480 | $288,829 | $321,394 | $354,488 | $391,466 | $430,918 | $472,994 | $517,550 | $564,692 | $614,551 | $667,275 | $723,019 | $762,335 | $803,788 | $847,496 | $893,580 | $942,170 | $993,403 | $1,047,421 | $1,104,376 | $1,164,429 | $1,182,939 | $1,200,197 | $1,216,028 | $1,230,243 | $1,242,638 | $1,252,994 | $1,261,077 | $1,266,931 | $1,270,019 | $1,270,408 | $1,267,858 | $1,262,119 | $1,252,927 | $1,240,011 | $1,223,088 | $1,202,461 | $1,177,929 | $1,149,296 | $1,116,375 | $1,078,990 | $1,037,867 | $992,979 |
| Taxable Vanguard : VTSAX | 🇺🇸 📈 | plusauri | (μ=9.215%, σ=16.381%, π=7.874%) | 7.874 % | $1,061,779 | $66,000 | $71,407 | $77,256 | $83,585 | $90,433 | $97,841 | $105,856 | $114,528 | $123,910 | $134,061 | $145,043 | $156,925 | $169,781 | $183,689 | $198,737 | $215,018 | $232,632 | $251,689 | $272,308 | $294,615 | $318,750 | $344,862 | $373,114 | $403,679 | $436,749 | $472,528 | $511,237 | $553,118 | $598,430 | $647,453 | $700,493 | $757,878 | $819,964 | $887,135 | $959,810 | $1,038,438 | $1,123,507 | $1,215,545 | $1,315,124 | $1,422,859 | $1,539,420 | $1,665,530 | $1,801,971 | $1,949,590 | $2,109,301 | $2,282,096 | $2,469,046 | $2,671,311 | $2,890,146 | $3,126,909 | $3,383,066 | $3,660,209 | $3,960,055 | $4,284,464 | $4,635,449 | $5,015,188 | $5,426,034 | $5,870,537 |
| Taxable Vanguard : VTIAX | � | plusauri | (μ=8.362%, σ=20.931%, π=6.171%) | 6.171 % | $78,631 | $29,500 | $31,378 | $33,375 | $35,500 | $37,759 | $40,163 | $42,720 | $45,439 | $48,331 | $51,408 | $54,680 | $58,161 | $61,863 | $65,801 | $69,990 | $74,445 | $79,184 | $84,224 | $89,586 | $95,288 | $101,354 | $107,805 | $114,668 | $121,967 | $129,731 | $137,989 | $146,773 | $156,115 | $166,053 | $176,623 | $187,866 | $199,825 | $212,545 | $226,074 | $240,465 | $169,665 | $151,053 | $126,538 | $134,593 | $143,161 | $152,274 | $161,967 | $172,277 | $183,243 | $194,907 | $207,314 | $220,511 | $234,548 | $249,478 | $265,358 | $282,250 | $300,217 | $319,327 | $339,654 | $361,274 | $384,271 | $408,732 | $434,750 |
| Taxable Vanguard : VMLTX | � | plusauri | (μ=5.3%, σ=1%, π=5.295%) | 5.295 % | _ | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ |
| Taxable Vanguard : VXWITX | � | plusauri | (μ=5.3%, σ=1%, π=5.295%) | 5.295 % | $778 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 | $4,300 |
| Taxable Vanguard : VWLTX | � | plusauri | (μ=5.3%, σ=1%, π=5.295%) | 5.295 % | $615 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 | $3,400 |
| M1Finance : VTI | � | plusauri | (μ=9.479%, σ=25%, π=6.354%) | 6.354 % | _ | $11,200 | $11,935 | $12,718 | $13,552 | $14,441 | $15,388 | $16,398 | $17,474 | $18,620 | $19,841 | $21,143 | $22,530 | $24,008 | $25,583 | $27,261 | $29,050 | $30,956 | $32,986 | $35,150 | $37,456 | $39,913 | $42,532 | $45,322 | $48,295 | $51,464 | $54,840 | $58,437 | $62,271 | $66,356 | $70,709 | $75,348 | $80,291 | $85,558 | $91,171 | $97,152 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ |
| M1Finance : VXUS | � | plusauri | (μ=9.479%, σ=25%, π=6.354%) | 6.354 % | $45,326 | $6,700 | $7,140 | $7,608 | $8,107 | $8,639 | $9,206 | $9,809 | $10,453 | $11,139 | $11,869 | $12,648 | $13,478 | $14,362 | $15,304 | $16,308 | $17,378 | $18,518 | $19,733 | $21,027 | $22,407 | $23,877 | $25,443 | $27,112 | $28,891 | $30,786 | $32,806 | $34,958 | $37,251 | $39,695 | $42,299 | $45,074 | $48,031 | $51,182 | $54,540 | $58,118 | $61,930 | $65,993 | $70,322 | $74,935 | $79,851 | $85,090 | $90,672 | $96,620 | $102,959 | $109,713 | $116,910 | $124,580 | $132,753 | $141,461 | $150,742 | $160,631 | $171,168 | $182,397 | $194,363 | $207,114 | $220,701 | $235,179 | $250,607 |
| M1Finance : VTEB | � | plusauri | (μ=9.479%, σ=25%, π=6.354%) | 6.354 % | _ | $1,900 | $2,025 | $2,157 | $2,299 | $2,450 | $2,611 | $2,782 | $2,964 | $3,159 | $3,366 | $3,587 | $3,822 | $4,073 | $4,340 | $4,625 | $4,928 | $5,251 | $5,596 | $5,963 | $6,354 | $6,771 | $7,215 | $7,689 | $8,193 | $8,730 | $9,303 | $9,913 | $10,564 | $11,257 | $11,995 | $12,782 | $13,621 | $14,514 | $15,466 | $16,481 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ |
| Stocks : MSFT | � | plusauri | (μ=9.479%, σ=25%, π=6.354%) | 6.354 % | $286,791 | $15,000 | $26,069 | $38,399 | $51,260 | $64,659 | $78,599 | $93,084 | $108,114 | $123,689 | $139,807 | $156,461 | $173,645 | $191,349 | $209,558 | $228,255 | $247,420 | $263,652 | $280,948 | $299,378 | $319,936 | $345,081 | $369,621 | $393,869 | $419,708 | $447,241 | $476,581 | $507,846 | $541,162 | $576,663 | $614,493 | $654,806 | $631,812 | $453,554 | $249,445 | $28,026 | _ | _ | _ | $9,976 | $28,747 | $55,022 | $89,749 | $133,967 | $148,963 | $171,813 | $202,314 | $241,578 | $290,596 | $350,440 | $422,258 | $507,278 | $604,990 | $716,838 | $843,947 | $987,474 | $1,148,593 | $1,325,523 | $1,585,655 |
| Stocks : AMZN | � | plusauri | (μ=9.479%, σ=25%, π=6.354%) | 6.354 % | $286,791 | $67,000 | $81,480 | $97,445 | $114,180 | $131,707 | $150,045 | $169,217 | $189,242 | $210,139 | $231,928 | $254,626 | $278,250 | $302,815 | $328,337 | $354,826 | $382,295 | $407,374 | $434,099 | $462,576 | $493,840 | $530,394 | $567,090 | $604,293 | $643,936 | $686,179 | $731,194 | $779,162 | $557,524 | $369,282 | $171,963 | _ | _ | _ | _ | _ | _ | _ | _ | $9,976 | $28,747 | $55,022 | $89,749 | $133,967 | $148,963 | $171,813 | $202,314 | $241,578 | $290,596 | $350,440 | $422,258 | $507,278 | $604,990 | $716,838 | $843,947 | $987,474 | $1,148,593 | $1,325,523 | $1,585,655 |
| CD/Checking/Savings/T-Bills : CDs et al | � | 📁 | (μ=2.5%, σ=2%, π=2.48%) | 2.48 % | _ | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $196,100 | $155,978 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ |
| _ | _ | _ | _ | Net Worth |
$2,986,957 | $484,800 | $551,611 | $624,860 | $703,386 | $787,523 | $877,624 | $974,068 | $1,077,254 | $1,187,610 | $1,305,591 | $1,431,681 | $1,566,395 | $1,710,282 | $1,863,928 | $2,027,957 | $2,203,033 | $2,389,866 | $2,591,381 | $2,803,188 | $3,037,854 | $3,296,746 | $3,570,601 | $3,860,358 | $4,170,880 | $4,503,626 | $4,860,184 | $5,242,261 | $5,320,091 | $5,452,894 | $5,599,783 | $5,756,779 | $5,930,639 | $6,131,077 | $6,333,464 | $6,548,428 | $6,778,322 | $7,023,741 | $7,269,209 | $7,572,730 | $7,899,379 | $8,246,003 | $8,613,827 | $9,004,142 | $9,340,207 | $9,693,739 | $10,065,121 | $10,455,700 | $10,866,494 | $11,298,575 | $11,753,069 | $12,231,161 | $12,734,103 | $13,264,112 | $13,822,805 | $14,411,918 | $15,033,322 | $15,689,040 | $16,514,768 |
Annual Details | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| _ | _ | _ | _ | Sheltered Distributions |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| _ | _ | _ | _ | Sheltered Qualified Divs | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Sheltered Unqualified Divs | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Sheltered Cap Gain Dist | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Sheltered Interest | $424 | $934 | $1,487 | $2,084 | $2,731 | $3,428 | $4,180 | $4,990 | $5,862 | $6,800 | $7,808 | $8,889 | $10,050 | $11,294 | $12,628 | $14,055 | $15,706 | $17,476 | $19,276 | $21,287 | $23,432 | $25,720 | $28,143 | $30,706 | $33,417 | $36,284 | $39,316 | $41,453 | $43,708 | $46,084 | $48,590 | $51,232 | $54,018 | $56,956 | $60,053 | $63,318 | $64,325 | $65,263 | $66,124 | $66,897 | $67,571 | $68,134 | $68,573 | $68,892 | $69,060 | $69,081 | $68,942 | $68,630 | $68,130 | $67,428 | $66,508 | $65,386 | $64,052 | $62,495 | $60,705 | $58,672 | $56,436 | ||
| _ | _ | _ | _ | Non-Sheltered Distributions |
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| _ | _ | _ | _ | Qualified Divs | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Unqualified Divs | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Cap Gain Dist | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Interest | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $4,520 | $604 | $604 | $604 | $604 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | ||
| _ | _ | _ | _ | Taxable Distributions By Treatment |
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| _ | _ | _ | _ | Reinvested | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Disbursed | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $4,520 | $604 | $604 | $604 | $604 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | ||
| _ | _ | _ | _ | Capital Gains/Losses |
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| _ | _ | _ | _ | Long Term Cap Gains/(Loss) | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | $208,691 | $175,264 | $175,720 | $147,675 | $52,434 | $177,449 | $191,652 | $197,507 | $209,281 | $26,222 | $30,651 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Total Income |
$228,513 | $235,304 | $242,302 | $249,513 | $256,943 | $264,600 | $272,490 | $280,620 | $288,998 | $297,631 | $306,527 | $315,694 | $325,140 | $334,873 | $344,903 | $355,239 | $365,889 | $331,596 | $300,567 | $303,532 | $306,527 | $309,552 | $312,607 | $315,694 | $318,811 | $321,959 | $5,528 | $5,528 | $5,528 | $5,528 | $4,520 | $604 | $604 | $604 | $604 | $215,225 | $229,610 | $244,955 | $261,320 | $278,770 | $297,372 | $317,197 | $336,724 | $359,120 | $381,002 | $404,085 | $428,409 | $454,010 | $480,916 | $509,148 | $535,078 | $561,814 | $589,281 | $617,379 | $645,974 | $668,978 | $691,476 | ||
| _ | _ | _ | _ | Earned Income | $222,986 | $229,777 | $236,774 | $243,985 | $251,416 | $259,072 | $266,962 | $275,093 | $283,470 | $292,103 | $300,999 | $310,166 | $319,612 | $329,346 | $339,376 | $349,711 | $360,361 | $326,069 | $295,039 | $298,004 | $300,999 | $304,024 | $307,080 | $310,166 | $313,283 | $316,432 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Passive Income | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Portfolio Income | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $5,528 | $4,520 | $604 | $604 | $604 | $604 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | $419 | ||
| _ | _ | _ | _ | Ordinary Income | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | $214,806 | $229,192 | $244,536 | $260,902 | $278,352 | $296,954 | $316,778 | $336,305 | $358,702 | $380,583 | $403,666 | $427,990 | $453,591 | $480,497 | $508,730 | $534,659 | $561,395 | $588,862 | $616,960 | $645,556 | $668,559 | $691,057 | ||
| _ | _ | _ | _ | Required Min Dist | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | $214,806 | $229,192 | $244,536 | $260,902 | $278,352 | $296,954 | $316,778 | $336,305 | $358,702 | $380,583 | $403,666 | $427,990 | $453,591 | $480,497 | $508,730 | $534,659 | $561,395 | $588,862 | $616,960 | $645,556 | $668,559 | $691,057 | ||
| _ | _ | _ | _ | Retirement Deductions | $18,500 | $19,063 | $19,644 | $20,242 | $20,859 | $21,494 | $22,149 | $22,823 | $23,518 | $24,234 | $24,972 | $25,733 | $26,517 | $27,324 | $28,156 | $35,767 | $37,065 | $34,624 | $42,042 | $43,323 | $44,642 | $45,110 | $45,480 | $45,828 | $46,171 | $46,515 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Retirement Investments | $18,500 | $19,063 | $19,644 | $20,242 | $20,859 | $21,494 | $22,149 | $22,823 | $23,518 | $24,234 | $24,972 | $25,733 | $26,517 | $27,324 | $28,156 | $35,767 | $37,065 | $34,624 | $42,042 | $43,323 | $44,642 | $45,110 | $45,480 | $45,828 | $46,171 | $46,515 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Employer Match | $8,362 | $8,617 | $8,879 | $9,149 | $9,428 | $9,715 | $10,011 | $10,316 | $10,630 | $10,954 | $11,287 | $11,631 | $11,985 | $12,350 | $12,727 | $13,114 | $13,514 | $12,228 | $11,064 | $11,175 | $11,287 | $11,401 | $11,515 | $11,631 | $11,748 | $11,866 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Adjusted Gross Income |
$210,013 | $216,241 | $222,658 | $229,271 | $236,085 | $243,106 | $250,341 | $257,797 | $265,480 | $273,397 | $281,554 | $289,961 | $298,623 | $307,549 | $316,747 | $319,472 | $328,824 | $296,972 | $258,524 | $260,209 | $261,885 | $264,442 | $267,127 | $269,866 | $272,640 | $275,445 | $5,528 | $5,528 | $5,528 | $5,528 | $4,520 | $604 | $604 | $604 | $604 | $215,225 | $229,610 | $244,955 | $261,320 | $278,770 | $297,372 | $317,197 | $336,724 | $359,120 | $381,002 | $404,085 | $428,409 | $454,010 | $480,916 | $509,148 | $535,078 | $561,814 | $589,281 | $617,379 | $645,974 | $668,978 | $691,476 | ||
| _ | _ | _ | _ | Tax Basis | $198,013 | $203,875 | $209,916 | $216,141 | $222,555 | $229,164 | $235,975 | $242,993 | $250,225 | $257,677 | $265,356 | $273,269 | $281,423 | $289,825 | $298,483 | $300,652 | $309,431 | $276,989 | $237,932 | $238,990 | $240,020 | $241,911 | $243,910 | $245,941 | $247,987 | $250,041 | _ | _ | _ | _ | _ | _ | _ | _ | _ | $180,933 | $194,274 | $208,543 | $223,799 | $240,106 | $257,531 | $276,142 | $294,419 | $315,527 | $336,081 | $357,796 | $380,710 | $404,858 | $430,268 | $456,957 | $481,298 | $506,396 | $532,175 | $558,534 | $585,337 | $606,494 | $627,089 | ||
| _ | _ | _ | _ | Standard Deduction | $(12,000) | $(12,365) | $(12,742) | $(13,130) | $(13,530) | $(13,942) | $(14,367) | $(14,804) | $(15,255) | $(15,720) | $(16,198) | $(16,692) | $(17,200) | $(17,724) | $(18,264) | $(18,820) | $(19,393) | $(19,983) | $(20,592) | $(21,219) | $(21,865) | $(22,531) | $(23,218) | $(23,925) | $(24,653) | $(25,404) | $(26,178) | $(26,975) | $(27,796) | $(28,643) | $(29,515) | $(30,414) | $(31,340) | $(32,295) | $(33,278) | $(34,292) | $(35,336) | $(36,412) | $(37,521) | $(38,664) | $(39,841) | $(41,055) | $(42,305) | $(43,593) | $(44,921) | $(46,289) | $(47,699) | $(49,151) | $(50,648) | $(52,191) | $(53,780) | $(55,418) | $(57,106) | $(58,845) | $(60,637) | $(62,484) | $(64,387) | ||
| _ | _ | _ | _ | Marginal Rate | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 32.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 22.00% | 22.00% | 22.00% | 22.00% | 22.00% | 22.00% | 22.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | 24.00% | ||
| _ | _ | _ | _ | Effective Rate | 24.01% | 24.01% | 24.00% | 24.00% | 23.99% | 23.99% | 23.98% | 23.98% | 23.97% | 23.97% | 23.96% | 23.96% | 23.96% | 23.95% | 23.95% | 23.34% | 23.31% | 22.47% | 21.35% | 21.29% | 21.24% | 21.25% | 21.27% | 21.29% | 21.32% | 21.34% | 8.72% | 7.34% | 7.14% | 5.44% | __ | 6.71% | 7.09% | 7.09% | 7.31% | 13.31% | 13.59% | 13.70% | 13.98% | 14.26% | 14.52% | 14.77% | 15.01% | 15.31% | 15.56% | 15.80% | 16.03% | 16.25% | 16.46% | 16.66% | 16.80% | 16.94% | 17.06% | 17.18% | 17.28% | 17.31% | 17.33% | ||
| _ | _ | _ | _ | Total Tax Bill | $(54,876) | $(56,494) | $(58,160) | $(59,878) | $(61,647) | $(63,471) | $(65,350) | $(67,286) | $(69,282) | $(71,338) | $(73,457) | $(75,640) | $(77,889) | $(80,208) | $(82,596) | $(82,897) | $(85,301) | $(74,502) | $(64,160) | $(64,629) | $(65,097) | $(65,779) | $(66,494) | $(67,224) | $(67,965) | $(68,715) | $(18,673) | $(13,274) | $(12,946) | $(8,331) | _ | $(11,943) | $(13,626) | $(14,044) | $(15,335) | $(32,135) | $(35,381) | $(33,558) | $(36,540) | $(39,740) | $(43,175) | $(46,859) | $(50,529) | $(54,981) | $(59,283) | $(63,843) | $(68,672) | $(73,776) | $(79,162) | $(84,833) | $(89,919) | $(95,163) | $(100,547) | $(106,045) | $(111,625) | $(115,824) | $(119,861) | ||
| _ | _ | _ | _ | Ordinary Tax Bill | $(45,054) | $(46,372) | $(47,730) | $(49,130) | $(50,572) | $(52,059) | $(53,590) | $(55,169) | $(56,795) | $(58,471) | $(60,197) | $(61,977) | $(63,810) | $(65,700) | $(67,647) | $(67,492) | $(69,427) | $(58,144) | $(47,305) | $(47,260) | $(47,199) | $(47,336) | $(47,490) | $(47,641) | $(47,785) | $(47,921) | _ | _ | _ | _ | _ | _ | _ | _ | _ | $(28,202) | $(30,783) | $(33,558) | $(36,540) | $(39,740) | $(43,175) | $(46,859) | $(50,529) | $(54,981) | $(59,283) | $(63,843) | $(68,672) | $(73,776) | $(79,162) | $(84,833) | $(89,919) | $(95,163) | $(100,547) | $(106,045) | $(111,625) | $(115,824) | $(119,861) | ||
| _ | _ | _ | _ | Soc. Sec. Tax | $(7,961) | $(8,203) | $(8,453) | $(8,711) | $(8,976) | $(9,249) | $(9,531) | $(9,821) | $(10,120) | $(10,428) | $(10,746) | $(11,073) | $(11,410) | $(11,758) | $(12,116) | $(12,485) | $(12,865) | $(13,257) | $(13,661) | $(14,077) | $(14,506) | $(14,947) | $(15,402) | $(15,872) | $(16,355) | $(16,853) | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Medicare Tax | $(1,862) | $(1,919) | $(1,977) | $(2,037) | $(2,099) | $(2,163) | $(2,229) | $(2,297) | $(2,367) | $(2,439) | $(2,513) | $(2,590) | $(2,669) | $(2,750) | $(2,834) | $(2,920) | $(3,009) | $(3,100) | $(3,195) | $(3,292) | $(3,392) | $(3,496) | $(3,602) | $(3,712) | $(3,825) | $(3,941) | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Long Term Cap Gain Tax | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | $(18,673) | $(13,274) | $(12,946) | $(8,331) | _ | $(11,943) | $(13,626) | $(14,044) | $(15,335) | $(3,933) | $(4,598) | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | On LTCG | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | $208,691 | $175,264 | $175,720 | $147,675 | $52,434 | $177,449 | $191,652 | $197,507 | $209,281 | $26,222 | $30,651 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | With LTCG Hurdle | $38,600 | $39,776 | $40,987 | $42,235 | $43,521 | $44,847 | $46,213 | $47,620 | $49,070 | $50,565 | $52,105 | $53,691 | $55,327 | $57,011 | $58,748 | $60,537 | $62,380 | $64,280 | $66,238 | $68,255 | $70,334 | $72,476 | $74,683 | $76,957 | $79,301 | $81,716 | $84,205 | $86,769 | $89,412 | $92,135 | $94,941 | $97,832 | $100,811 | $103,882 | $107,045 | $110,305 | $113,665 | $117,126 | $120,693 | $124,369 | $128,157 | $132,059 | $136,081 | $140,226 | $144,496 | $148,897 | $153,431 | $158,104 | $162,919 | $167,880 | $172,993 | $178,262 | $183,691 | $189,285 | $195,049 | $200,989 | $207,110 | ||
| _ | _ | _ | _ | Remaining Shortfall |
_ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Balance Breakdown |
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| _ | _ | _ | _ | Start Balance | $484,800 | $551,611 | $624,860 | $703,386 | $787,523 | $877,624 | $974,068 | $1,077,254 | $1,187,610 | $1,305,591 | $1,431,681 | $1,566,395 | $1,710,282 | $1,863,928 | $2,027,957 | $2,203,033 | $2,389,866 | $2,591,381 | $2,803,188 | $3,037,854 | $3,296,746 | $3,570,601 | $3,860,358 | $4,170,880 | $4,503,626 | $4,860,184 | $5,242,261 | $5,320,091 | $5,452,894 | $5,599,783 | $5,756,779 | $5,930,639 | $6,131,077 | $6,333,464 | $6,548,428 | $6,778,322 | $7,023,741 | $7,269,209 | $7,572,730 | $7,899,379 | $8,246,003 | $8,613,827 | $9,004,142 | $9,340,207 | $9,693,739 | $10,065,121 | $10,455,700 | $10,866,494 | $11,298,575 | $11,753,069 | $12,231,161 | $12,734,103 | $13,264,112 | $13,822,805 | $14,411,918 | $15,033,322 | $15,689,040 | ||
| _ | _ | _ | _ | Total Increases | $256,655 | $268,250 | $280,499 | $293,335 | $306,789 | $320,893 | $335,680 | $351,188 | $367,455 | $384,520 | $402,428 | $421,224 | $440,957 | $461,678 | $483,441 | $506,305 | $530,339 | $508,779 | $491,354 | $510,788 | $531,936 | $554,200 | $577,649 | $602,612 | $629,198 | $657,521 | $356,111 | $363,147 | $373,962 | $385,890 | $400,309 | $420,747 | $436,854 | $453,350 | $470,956 | $490,055 | $509,208 | $528,524 | $551,736 | $576,617 | $602,962 | $630,852 | $660,373 | $686,498 | $713,923 | $742,681 | $772,862 | $804,530 | $837,754 | $872,603 | $909,152 | $947,505 | $987,807 | $1,030,168 | $1,074,702 | $1,121,536 | $1,170,853 | ||
| _ | _ | _ | _ | Worth Growth | $47 | $48 | $49 | $50 | $52 | $53 | $54 | $55 | $57 | $58 | $59 | $61 | $62 | $63 | $65 | $66 | $68 | $70 | $71 | $73 | $75 | $76 | $78 | $80 | $82 | $84 | $86 | $88 | $90 | $92 | $94 | $96 | $99 | $101 | $103 | $106 | $108 | $111 | $113 | $116 | $119 | $122 | $124 | $127 | $130 | $133 | $136 | $140 | $143 | $146 | $150 | $153 | $157 | $161 | $164 | $168 | $172 | ||
| _ | _ | _ | _ | Holding Growth | $25,261 | $29,809 | $34,797 | $40,150 | $45,894 | $52,052 | $58,653 | $65,724 | $73,298 | $81,405 | $90,082 | $99,367 | $109,298 | $119,918 | $131,274 | $143,413 | $156,396 | $170,413 | $185,180 | $201,536 | $219,575 | $238,698 | $258,975 | $280,735 | $304,085 | $329,140 | $356,025 | $363,059 | $373,872 | $385,798 | $400,215 | $420,651 | $436,755 | $453,250 | $470,853 | $489,950 | $509,100 | $528,413 | $551,622 | $576,501 | $602,843 | $630,731 | $660,248 | $686,371 | $713,792 | $742,548 | $772,726 | $804,390 | $837,611 | $872,457 | $909,003 | $947,352 | $987,651 | $1,030,007 | $1,074,538 | $1,121,368 | $1,170,681 | ||
| _ | _ | _ | _ | Modeled Inflows | $222,986 | $229,777 | $236,774 | $243,985 | $251,416 | $259,072 | $266,962 | $275,093 | $283,470 | $292,103 | $300,999 | $310,166 | $319,612 | $329,346 | $339,376 | $349,711 | $360,361 | $326,069 | $295,039 | $298,004 | $300,999 | $304,024 | $307,080 | $310,166 | $313,283 | $316,432 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Employer Match | $8,362 | $8,617 | $8,879 | $9,149 | $9,428 | $9,715 | $10,011 | $10,316 | $10,630 | $10,954 | $11,287 | $11,631 | $11,985 | $12,350 | $12,727 | $13,114 | $13,514 | $12,228 | $11,064 | $11,175 | $11,287 | $11,401 | $11,515 | $11,631 | $11,748 | $11,866 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Total Decreases | $(189,844) | $(195,001) | $(201,973) | $(209,199) | $(216,688) | $(224,449) | $(232,494) | $(240,832) | $(249,474) | $(258,431) | $(267,714) | $(277,337) | $(287,311) | $(297,649) | $(308,365) | $(319,472) | $(328,824) | $(296,972) | $(256,689) | $(251,896) | $(258,082) | $(264,442) | $(267,127) | $(269,866) | $(272,640) | $(275,445) | $(278,280) | $(230,344) | $(227,073) | $(228,894) | $(226,449) | $(220,310) | $(234,466) | $(238,386) | $(241,063) | $(244,636) | $(263,740) | $(225,003) | $(225,086) | $(229,993) | $(235,138) | $(240,536) | $(324,309) | $(332,966) | $(342,541) | $(352,103) | $(362,068) | $(372,449) | $(383,260) | $(394,510) | $(406,211) | $(417,495) | $(429,114) | $(441,055) | $(453,298) | $(465,818) | $(345,125) | ||
| _ | _ | _ | _ | Modeled Outflows | $(134,968) | $(140,125) | $(145,479) | $(151,038) | $(156,810) | $(162,802) | $(169,023) | $(175,482) | $(182,187) | $(189,149) | $(196,377) | $(203,881) | $(211,671) | $(219,760) | $(228,157) | $(236,875) | $(245,927) | $(211,671) | $(182,187) | $(187,736) | $(193,453) | $(199,344) | $(201,348) | $(203,372) | $(205,415) | $(207,480) | $(209,565) | $(211,671) | $(213,799) | $(215,947) | $(218,118) | $(220,310) | $(222,524) | $(224,760) | $(227,019) | $(229,301) | $(231,605) | $(189,622) | $(191,528) | $(193,453) | $(195,397) | $(197,361) | $(277,449) | $(282,437) | $(287,559) | $(292,820) | $(298,225) | $(303,777) | $(309,484) | $(315,348) | $(321,378) | $(327,577) | $(333,951) | $(340,508) | $(347,253) | $(354,192) | $(229,301) | ||
| _ | _ | _ | _ | Tax Bill | $(54,876) | $(54,876) | $(56,494) | $(58,160) | $(59,878) | $(61,647) | $(63,471) | $(65,350) | $(67,286) | $(69,282) | $(71,338) | $(73,457) | $(75,640) | $(77,889) | $(80,208) | $(82,596) | $(82,897) | $(85,301) | $(74,502) | $(64,160) | $(64,629) | $(65,097) | $(65,779) | $(66,494) | $(67,224) | $(67,965) | $(68,715) | $(18,673) | $(13,274) | $(12,946) | $(8,331) | _ | $(11,943) | $(13,626) | $(14,044) | $(15,335) | $(32,135) | $(35,381) | $(33,558) | $(36,540) | $(39,740) | $(43,175) | $(46,859) | $(50,529) | $(54,981) | $(59,283) | $(63,843) | $(68,672) | $(73,776) | $(79,162) | $(84,833) | $(89,919) | $(95,163) | $(100,547) | $(106,045) | $(111,625) | $(115,824) | ||
| _ | _ | _ | _ | Penalties | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | ||
| _ | _ | _ | _ | Proof End Balance | $551,611 | $624,860 | $703,386 | $787,523 | $877,624 | $974,068 | $1,077,254 | $1,187,610 | $1,305,591 | $1,431,681 | $1,566,395 | $1,710,282 | $1,863,928 | $2,027,957 | $2,203,033 | $2,389,866 | $2,591,381 | $2,803,188 | $3,037,854 | $3,296,746 | $3,570,601 | $3,860,358 | $4,170,880 | $4,503,626 | $4,860,184 | $5,242,261 | $5,320,091 | $5,452,894 | $5,599,783 | $5,756,779 | $5,930,639 | $6,131,077 | $6,333,464 | $6,548,428 | $6,778,322 | $7,023,741 | $7,269,209 | $7,572,730 | $7,899,379 | $8,246,003 | $8,613,827 | $9,004,142 | $9,340,207 | $9,693,739 | $10,065,121 | $10,455,700 | $10,866,494 | $11,298,575 | $11,753,069 | $12,231,161 | $12,734,103 | $13,264,112 | $13,822,805 | $14,411,918 | $15,033,322 | $15,689,040 | $16,514,768 | ||
Modeled Cash Flows | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Flow | Growth Item | Assumption Source | Growth Assumption | Realized Log-Ret | PV Sum @ 3% | Initial |
2019
(Age:35)
|
2020
(Age:36)
|
2021
(Age:37)
|
2022
(Age:38)
|
2023
(Age:39)
|
2024
(Age:40)
|
2025
(Age:41)
|
2026
(Age:42)
|
2027
(Age:43)
|
2028
(Age:44)
|
2029
(Age:45)
|
2030
(Age:46)
|
2031
(Age:47)
|
2032
(Age:48)
|
2033
(Age:49)
|
2034
(Age:50)
|
2035
(Age:51)
|
2036
(Age:52)
|
2037
(Age:53)
|
2038
(Age:54)
|
2039
(Age:55)
|
2040
(Age:56)
|
2041
(Age:57)
|
2042
(Age:58)
|
2043
(Age:59)
|
2044
(Age:60)
|
2045
(Age:61)
|
2046
(Age:62)
|
2047
(Age:63)
|
2048
(Age:64)
|
2049
(Age:65)
|
2050
(Age:66)
|
2051
(Age:67)
|
2052
(Age:68)
|
2053
(Age:69)
|
2054
(Age:70)
|
2055
(Age:71)
|
2056
(Age:72)
|
2057
(Age:73)
|
2058
(Age:74)
|
2059
(Age:75)
|
2060
(Age:76)
|
2061
(Age:77)
|
2062
(Age:78)
|
2063
(Age:79)
|
2064
(Age:80)
|
2065
(Age:81)
|
2066
(Age:82)
|
2067
(Age:83)
|
2068
(Age:84)
|
2069
(Age:85)
|
2070
(Age:86)
|
2071
(Age:87)
|
2072
(Age:88)
|
2073
(Age:89)
|
2074
(Age:90)
|
2075
(Age:91)
|
| Primary Job | 🔨 | 📌 | (μ=3%, σ=1%, π=2.995%) | 1.035 % | $5,270,384 | $210,000:↑ | $222,986 | $229,777 | $236,774 | $243,985 | $251,416 | $259,072 | $266,962 | $275,093 | $283,470 | $292,103 | $300,999 | $310,166 | $319,612 | $329,346 | $339,376 | $349,711 | $360,361 | $326,069 | $295,039 | $298,004 | $300,999 | $304,024 | $307,080 | $310,166 | $313,283 | $316,432 | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ |
| Cost of Living | � | 📌 | (μ=2.5%, σ=1%, π=2.495%) | 0.947 % | $(5,392,352) | $(130,000):↓ | $(134,968) | $(140,125) | $(145,479) | $(151,038) | $(156,810) | $(162,802) | $(169,023) | $(175,482) | $(182,187) | $(189,149) | $(196,377) | $(203,881) | $(211,671) | $(219,760) | $(228,157) | $(236,875) | $(245,927) | $(211,671) | $(182,187) | $(187,736) | $(193,453) | $(199,344) | $(201,348) | $(203,372) | $(205,415) | $(207,480) | $(209,565) | $(211,671) | $(213,799) | $(215,947) | $(218,118) | $(220,310) | $(222,524) | $(224,760) | $(227,019) | $(229,301) | $(231,605) | $(189,622) | $(191,528) | $(193,453) | $(195,397) | $(197,361) | $(199,344) | $(201,348) | $(203,372) | $(205,415) | $(207,480) | $(209,565) | $(211,671) | $(213,799) | $(215,947) | $(218,118) | $(220,310) | $(222,524) | $(224,760) | $(227,019) | $(229,301) |
| Health Care | ⚕ | 📁 | (μ=3.75%, σ=0%, π=3.75%) | 3.75 % | $(325,810) | $15,000:↓ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | _ | $(78,105) | $(81,089) | $(84,188) | $(87,405) | $(90,745) | $(94,212) | $(97,812) | $(101,550) | $(105,430) | $(109,459) | $(113,642) | $(117,984) | $(122,493) | $(127,173) | _ |